Making Tax Digital Software Built for UK Landlords

What Is Making Tax Digital for Income Tax?

Making Tax Digital for Income Tax Self Assessment (MTD ITSA) is HMRC's programme to modernise the UK tax system. Instead of filing a single Self Assessment tax return each year, landlords and self-employed individuals will be required to keep digital records and submit quarterly updates to HMRC using compatible software.

From April 2026, landlords with qualifying income above £50,000 must comply. The threshold drops to £30,000 from April 2027. This affects anyone receiving rental income from UK property — whether you own one buy-to-let flat or a portfolio of dozens.

The quarterly updates summarise your property income and allowable expenses for each three-month period. At the end of the tax year, you submit an End of Period Statement (EOPS) to confirm the figures, followed by a Final Declaration that crystallises your tax liability and replaces the traditional Self Assessment return.

How LandlordGuru Handles MTD for Landlords

LandlordGuru is built from the ground up for UK property landlords who need MTD compliance without the complexity. Every step of the MTD process is integrated directly into the app.

• Quarterly Period Submissions (Cumulative) — The app automatically calculates your income and expenses for each quarter and submits them directly to HMRC via their secure API. Submissions are cumulative as required by HMRC. You review the figures, tap submit, and you're done.
• End of Period Statement (EOPS) — At year-end, LandlordGuru compiles your EOPS with all the data already recorded. Simply review and confirm — no re-entering figures into a separate system.
• Tax Calculation with HMRC Disclaimer — View your estimated tax liability at any time, pulled directly from HMRC's calculation engine. Includes the HMRC-mandated disclaimer that the calculation may not reflect your final liability.
• Final Declaration — Submit your Final Declaration to HMRC directly from the app, including the HMRC-mandated confirmation statement. Uses the intent-to-finalise and confirm-amendment workflows required by HMRC's API.
• Business Source Adjustable Summary (BSAS) — Submit accounting adjustments to HMRC for your UK property business. If your original quarterly figures need correcting, BSAS lets you submit adjustments without amending individual periods.
• Individual Loss Management — Track and submit brought-forward losses and loss claims to HMRC. Carry forward property losses from previous years and submit claims to reduce your tax liability.
• Annual Property Submissions — Submit property allowances to HMRC including capital allowances, replacement of domestic items relief, and property income allowance. All annual adjustments are handled in one place.
• Cash Basis Accounting — Optimised for cash basis accounting, the default and simplest method for most UK property landlords. Record income when received and expenses when paid.
• Fraud Prevention Headers — Every request to HMRC includes the full set of HMRC-approved fraud prevention headers, ensuring your submissions are always accepted without compliance issues.
• CSV Export — Export your complete MTD submission history as CSV files for your own records or to share with your accountant.
• Deadline Reminders — Automated push notifications remind you before each quarterly deadline so you never accumulate late-submission penalty points.

Why Landlords Choose LandlordGuru for MTD

• Purpose-Built for Property — Unlike generic accounting software, LandlordGuru understands property-specific tax rules including Section 24 mortgage interest restrictions, capital allowances, and the distinction between revenue and capital expenditure.
• No Accountant Required — While you can still use an accountant if you prefer, many landlords find that LandlordGuru's guided workflows and automated calculations mean they can handle MTD themselves with confidence.
• HMRC Recognised — LandlordGuru is built to meet HMRC's requirements for MTD-compatible software. Your submissions go directly to HMRC through their official API.
• Open Banking Integration — Connect your bank accounts to automatically import transactions, match rental income to tenants, and categorise expenses — reducing manual data entry to near zero.
• Accountant-Ready Exports — If you do work with an accountant, export clean, detailed reports in PDF format that give them everything they need without back-and-forth.